Simple & Educational Financial Knowledge for Everyone
Knowledge about personal Finance
The 50-30-20 rule in India is a simple budgeting method that helps salaried individuals manage expenses, savings, and investments effectively. Managing money can feel overwhelming, especially when income is limited and expenses keep rising. Many Indians earn a fixed monthly salary but still struggle with savings, investments, and unexpected expenses. This is where the 50-30-20 … Read more
Investing is one of the most important financial decisions you make, especially when you are just starting your financial journey. For beginners in India, the most common confusion is choosing between Mutual Funds and Fixed Deposits (FDs). Both options are popular, trusted, and widely used. But they serve different purposes. In this article, we will … Read more
CIBIL score explained clearly helps you understand how your credit score works and how it affects loans, credit cards, and interest rates in India.. Many people hear the term “CIBIL score” but do not fully understand how it works or how to improve it quickly. In this guide, we will explain what a CIBIL score … Read more
Introduction Many people believe that investing is complicated, risky, or only meant for wealthy individuals. Because of this fear, beginners often keep their money only in savings accounts or fixed deposits. While saving is important, investing wisely helps your money grow over time and beat inflation.Mutual funds are an important part of personal finance basics … Read more
Personal finance is a topic that affects everyone, yet many people feel confused or overwhelmed when they hear terms like saving, budgeting, investing, or retirement planning. The truth is, personal finance is not complicated—it is simply about how you manage your money in everyday life. This beginner’s guide will explain what personal finance is, why … Read more
બજેટ 2025 પછી નવા આવકવેરા નિયમો જાણો. ₹12 લાખ ટેક્સ ફ્રી મર્યાદા, નવા ટેક્સ સ્લેબ, કોણ લાભાર્થી અને ટેક્સ પ્લાનિંગ ટિપ્સ વાંચો. આ બ્લોગમાં અમે બજેટ 2025 પછીના નવા આવકવેરા નિયમોને સરળ અને પ્રાયોગિક રીતે સમજાવીશું, જેથી તમને ખબર પડે કે શું બદલાયું છે, તેનો તમારા પર શું અસર પડશે અને 2026 તથા આગળ માટે … Read more
बजट 2025 के बाद लागू किए गए नए इनकम टैक्स नियमों ने भारत के करदाताओं, खासकर मध्यम वर्ग और वेतनभोगी लोगों को बड़ी राहत दी है। इस बजट में टैक्स स्लैब, छूट और कर संरचना में कई अहम बदलाव किए गए हैं। इस ब्लॉग में हम बजट 2025 के बाद नए इनकम टैक्स नियमों को … Read more
Discover new income tax rules after Budget 2025. Learn tax slab changes, exemptions, who benefits, and how it impacts salaried taxpayers in India. In this blog, we’ll break down new income tax rules after Budget 2025 , practical way — so you know what’s new, what it means for you, and how to plan your … Read more