financial planning

50-30-20 Rule in India Explained with Indian Salary Example

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The 50-30-20 rule in India is a simple budgeting method that helps salaried individuals manage expenses, savings, and investments effectively. Managing money can feel overwhelming, especially when income is limited and expenses keep rising. Many Indians earn a fixed monthly salary but still struggle with savings, investments, and unexpected expenses. This is where the 50-30-20 … Read more

CIBIL Score Explained: How to Improve It Fast

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CIBIL Score Explained in Simple Language

CIBIL score explained clearly helps you understand how your credit score works and how it affects loans, credit cards, and interest rates in India.. Many people hear the term “CIBIL score” but do not fully understand how it works or how to improve it quickly. In this guide, we will explain what a CIBIL score … Read more