Personal Finance India

50-30-20 Rule in India Explained with Indian Salary Example

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The 50-30-20 rule in India is a simple budgeting method that helps salaried individuals manage expenses, savings, and investments effectively. Managing money can feel overwhelming, especially when income is limited and expenses keep rising. Many Indians earn a fixed monthly salary but still struggle with savings, investments, and unexpected expenses. This is where the 50-30-20 … Read more

Mutual Fund vs FD: Which Is Better for Beginners?

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Mutual fund vs FD comparison for beginners in India

Investing is one of the most important financial decisions you make, especially when you are just starting your financial journey. For beginners in India, the most common confusion is choosing between Mutual Funds and Fixed Deposits (FDs). Both options are popular, trusted, and widely used. But they serve different purposes. In this article, we will … Read more